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The Spruill Agency, LLC
The Spruill Agency, LLC
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Funding

We are dedicated to helping small business owners find the right loan products for commercial finance also known as Hard Money or Private Money loans, to refinance your existing real estate. Other products may be available. We service the local Tennessee and Mississippi areas including, Memphis, Arlington, Eads, Cordova, Collierville, Lakeland, Nashville, Southaven, Olive Branch, Shelby county, and Desoto county areas as well as the majority of the continental USA.

To apply, there is a one-time non-refundable application fee on any loan NOT secured by real estate that you currently own. You will need a recent copy of your most recent credit report with score to proceed. If you do not have a copy of your credit report, visit www.freeannualcreditreport.com to receive a copy with your score for a small fee.​


*We offer loan products ranging from $100,000 to $5M+ & up to 70% of the After Repair Value or Appraised Value

  • 1 to 15 year term loans with low rates
  • No pre-payment penalties or fees on most loan products.*
  • Full transparency in rates and terms.
  • Funding in one week or less on merchant cash advance loan products.*
  • A dedicated team member to help you.


  • Low or no doc with no credit score minimum is available on higher loan limits.


* To qualify for most loan products, the applicant must have a credit score of 650, but there are exceptions.



INQUIRE

Funding In Three Easy Steps

#1 Send Your Funding Inquiry

#1 Send Your Funding Inquiry

#1 Send Your Funding Inquiry

To start your commercial finance process, please send an inquiry with a brief description of your loan scenario (property address, loan amount requesting, etc)

A dedicated loan specialist will contact you to gather more information about your inquiry.  If you have already spoken with us and are ready to start the loan process, please fill 

To start your commercial finance process, please send an inquiry with a brief description of your loan scenario (property address, loan amount requesting, etc)

A dedicated loan specialist will contact you to gather more information about your inquiry.  If you have already spoken with us and are ready to start the loan process, please fill out the preliminary documents found within the Apply For Your Loan section and complete the Full Loan Application below.

Send Inquiry

#2 Apply For Your Loan

#1 Send Your Funding Inquiry

#1 Send Your Funding Inquiry

Let's start gathering your documentation to get your loan process moving forward. Complete the Preliminary Documents & the Full Loan Application below.  A member from our staff will take care of you right away!

Preliminary Documents

#3 Close the Deal

#1 Send Your Funding Inquiry

#3 Close the Deal

Once your loan is secured you will have the confidence to move forward with your streamline refinance or purchase. Spruill Global Funding  is eager to help you to realize your dreams!  A cash flowing property or business awaits for you.  Request your loan approval letter today & get your deal closed fast.

Request Final Approval

Loan Application

Funding Inquiry & Live Chat

Commercial Funding Inquiry

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We usually respond by phone or email within 5 hours Monday through Friday between 8am-8pm CST or you can begin a Live Chat by clicking the chat button below. All office visits require an appointment.

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The Spruill Agency, LLC

(888) 854-1222

Hours of Operation

By Appointment Only.

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The Spruill Agency, LLC

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(888) 854-1222

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